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#1
03-25-2007, 12:08 AM
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Best ways to borrow cash?
I'm interested in the best way for me to get some cash to cover living expenses for 2-3 months while I look for a job, probably around $6k. I have only 1 credit card with a limit of $600 and I've never tried getting cash from it. I am currently unemployed but my credit score is decent.
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#4
03-25-2007, 12:13 AM
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Re: Best ways to borrow cash?
Money sent. Plz pay back when u can.
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#5
03-25-2007, 12:17 AM
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Re: Best ways to borrow cash?
[ QUOTE ]
Apply for another card. [/ QUOTE ] The interest on credit card debt sucks major ass, and there are usually fees for cash advances as well. If you can find a card with very low to no interest for a year, then this would be an okay method. Borrowing directly from a family member would be best. If you feel weird borrowing from them directly, going to a bank and getting a family memeber with steady income to cosign a loan would be the next best option.
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#6
03-25-2007, 12:19 AM
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Re: Best ways to borrow cash?
[ QUOTE ]
But if not, going to a bank and getting a family memeber with steady income to cosign a loan would be the best option. [/ QUOTE ] I did this, it was a pretty decent option, I only did $2K though. Take it out for the maximum length they'll offer if you decide to do this, as it will boost your credit score.
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#7
03-25-2007, 12:23 AM
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Re: Best ways to borrow cash?
[ QUOTE ]
[ QUOTE ] Apply for another card. [/ QUOTE ] The interest on credit card debt sucks major ass, and there are usually fees for cash advances as well. If you can find a card with very low to no interest for a year, then this would be an okay method. Borrowing directly from a family member would be best. If you feel weird borrowing from them directly, going to a bank and getting a family memeber with steady income to cosign a loan would be the next best option. [/ QUOTE ] Having a family member cosign is not an option, since they live thousands of miles away and I might as well just borrow directly from them. I've lived without my parent's financial help for over 10 years so I'd rather not go down that road. Essentially I just apply for all the credit cards I can, then get cash advances? I get about 10 credit card application a month so I suppose that shouldn't be too hard. What kinds of fees/interest am I looking at?
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#8
03-25-2007, 01:06 AM
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Re: Best ways to borrow cash?
Buttsecks
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