Two Plus Two Newer Archives

Two Plus Two Newer Archives (http://archives1.twoplustwo.com/index.php)
-   Other Other Topics (http://archives1.twoplustwo.com/forumdisplay.php?f=36)
-   -   Best ways to borrow cash? (http://archives1.twoplustwo.com/showthread.php?t=363436)

gisb0rne 03-25-2007 12:08 AM

Best ways to borrow cash?
 
I'm interested in the best way for me to get some cash to cover living expenses for 2-3 months while I look for a job, probably around $6k. I have only 1 credit card with a limit of $600 and I've never tried getting cash from it. I am currently unemployed but my credit score is decent.

BradleyT 03-25-2007 12:11 AM

Re: Best ways to borrow cash?
 
Apply for another card.

AndyP 03-25-2007 12:12 AM

Re: Best ways to borrow cash?
 
Increase your credit card limit

DarthIgnurnt 03-25-2007 12:13 AM

Re: Best ways to borrow cash?
 
Money sent. Plz pay back when u can.

slickpoppa 03-25-2007 12:17 AM

Re: Best ways to borrow cash?
 
[ QUOTE ]
Apply for another card.

[/ QUOTE ]

The interest on credit card debt sucks major ass, and there are usually fees for cash advances as well. If you can find a card with very low to no interest for a year, then this would be an okay method. Borrowing directly from a family member would be best. If you feel weird borrowing from them directly, going to a bank and getting a family memeber with steady income to cosign a loan would be the next best option.

mbillie1 03-25-2007 12:19 AM

Re: Best ways to borrow cash?
 
[ QUOTE ]
But if not, going to a bank and getting a family memeber with steady income to cosign a loan would be the best option.

[/ QUOTE ]

I did this, it was a pretty decent option, I only did $2K though. Take it out for the maximum length they'll offer if you decide to do this, as it will boost your credit score.

gisb0rne 03-25-2007 12:23 AM

Re: Best ways to borrow cash?
 
[ QUOTE ]
[ QUOTE ]
Apply for another card.

[/ QUOTE ]

The interest on credit card debt sucks major ass, and there are usually fees for cash advances as well. If you can find a card with very low to no interest for a year, then this would be an okay method. Borrowing directly from a family member would be best. If you feel weird borrowing from them directly, going to a bank and getting a family memeber with steady income to cosign a loan would be the next best option.

[/ QUOTE ]

Having a family member cosign is not an option, since they live thousands of miles away and I might as well just borrow directly from them. I've lived without my parent's financial help for over 10 years so I'd rather not go down that road.

Essentially I just apply for all the credit cards I can, then get cash advances? I get about 10 credit card application a month so I suppose that shouldn't be too hard. What kinds of fees/interest am I looking at?

SuperUberBob 03-25-2007 01:06 AM

Re: Best ways to borrow cash?
 
Buttsecks

szw 03-25-2007 01:12 AM

Re: Best ways to borrow cash?
 
railbird on full tilt

mbillie1 03-25-2007 01:13 AM

Re: Best ways to borrow cash?
 
[ QUOTE ]
railbird on full tilt

[/ QUOTE ]

This does not work [img]/images/graemlins/wink.gif[/img]


All times are GMT -4. The time now is 10:33 AM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2026, vBulletin Solutions Inc.