is this asset alloc okay or am i crazy?

[arsoisaen]

i originally had 100% in vhgex, a world stock. however, i just got my 401k plans and some extra retirement benefits, with very little selection on the funds i can invest.

my proposed asset alloc is now:
vhgex (world stock): 60%
nbgix (supposedly small cap but they have low turnover so about 40% have turned into mid cap): 27%
aigyx (reit): 8%
brhyx (bond): 5%

which turns my morningstar box into:
26 15 12
8 12 12
3 7 6

and my portfolio 95% stocks/5% bonds.

i think risk i can tolerate, assuming that this has less risk than the 100%equity (vhgex) portfolio i used to have. should i put more in reit and ignore bonds? or is this whole allocation retarded and im just not thinking this through enough?

thanks in advance

[DcifrThs]

without knowing what you can invest in, analyzing your allocation is difficult.

Barron

[imaptone]

How old are you? 20's 30's 40's 50's 60's?

[arsoisaen]

i am currently 21.

the 60% in vhgex is money that i can invest in anything. however the only accounts i have set up are at vanguard.

the other 40% i can invest in:
FI:
wells fargo stable return
northern trust tips
northern trust long gvt bond
evergreen core bond
blackrock high yield

Balanced:
Wells Fargo Growth Balanced
Blackrock Global Allocation

Large:
Lord Abbett Affiliated
Calvert Large Cap Growth
Northern Trust S&P 500

Small:
Neuberger Berman Genesis
Northern Trust Small Company Index
Waddell & Reed Advisors Small Cap

Intl:
Northern Trust Daily EAFE Index
MFS Research International
Lazard Emerging Markets

REIT:
Alphine Realty Income & Growth


most of these i've never heard of and i need to get this out soon so i dont really have that much time to research it