SAVINGS ACCOUNTS...............

[Fishhead24]

Name some you have used that offer a very good APR and one that is very above average in other categories such as no or low fees, good customer service, etc., etc.

I will get the ball rolling. Have had a savings account with Countrywide Financial for a few years now and they have been very good on all accounts.

Currently they offer a very good 5.25% APR for savings balances of 10,000 or more and 5.40% APR if you carry a balance over 50,000. Accounts are insured up to 100,000 by FDIC.

[Uglyowl]

Wow, that is damn good for anything >$10,000

By the way APR is for loans; APY for savings [img]/images/graemlins/smile.gif[/img] I am using EmigrantDirect at the moment (5.05%). Looks like the bar has been raised.

[Fishhead24]

APY, sorry. [img]/images/graemlins/smile.gif[/img]

[prohornblower]

FNBO Direct 6% $1 mimimum, through 9/28/2007.

[Wasteofheight67]

5.05 through etrade. no minimum.

[Fishhead24]

[ QUOTE ]
5.05 through etrade. no minimum.

[/ QUOTE ]

What does Etrade pay for cash sitting idle in a brokerage account?

[fluorescenthippo]

[ QUOTE ]
FNBO Direct 6% $1 mimimum, through 9/28/2007.

[/ QUOTE ]

jesus. whats the catch?


edit: i know what is it. link is dead

https://www.fnbodirect.com/01d/html/...yredirect.html

is that working for anyone else>??

[edtost]

Fatwallet Thread listing the best account offers.

[jesse8888]

To my knowledge Etrade doesn't pay squat for cash sitting in a brokerage account. However, transfers between Etrade accounts are instant, so if you have a brokerage account, you should have a no fee 5.05% savings account and just keep all your cash in that.

Etrade's customer service, UI, functionality are all fantastic.

[jesse8888]

Oh...and I once had it take 10+ days to get my money out of an Eloan savings account and consequently don't suggest using them ever for anything.