#1
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any reward credit cards worth it
i was wondering if credit cards that offer rewards are worth it or not. if so which ones.
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#2
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Re: any reward credit cards worth it
It depends what you mean by worth it. I have one that gives 1-3% cashback and I like it, and I try to use it as much as possible.
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#3
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Re: any reward credit cards worth it
Chase Platinum rewards offers 5% cash back
For travel, usually American Express Starwood is the highest rated. |
#4
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Re: any reward credit cards worth it
Balance transfer $40,000 of 0% credit card debt into Emigrant, hold it for a year, and make $2000 in interest for free!
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#5
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Re: any reward credit cards worth it
what do you mean? Is 1-5% back better than 0%? yes.
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#6
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Re: any reward credit cards worth it
[ QUOTE ]
i was wondering if credit cards that offer rewards are worth it or not. if so which ones. [/ QUOTE ] Without knowing your credit score you probably won't qualify for the top tier rewards cards. |
#7
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Re: any reward credit cards worth it
[ QUOTE ]
Balance transfer $40,000 of 0% credit card debt into Emigrant, hold it for a year, and make $2000 in interest for free! [/ QUOTE ] How does one do this? Which cards should I look for? |
#8
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Re: any reward credit cards worth it
I second the Starwood AMEX card. It is the only card that I have ever paid an annual fee for and it's bargain at $30... and the first year is free. They frequesntly run offers for 10k SPG points with first for applying for the card. When you get to 20k points you can transfer then to most airlines for 25k miles (you get a 25% bonus)... so you earn rewards at 1.25%. If you know you to take advantage of frequent flyer miles, you can often redeem miles at 2 cents per mile so I put the true rewards value of this card at 2.5%.
The cool thing is, you can also book hotel roooms at any Starwood properties using your points and the redemption rates are a good value. You can also get an additional 20k points for funding a TD Ameritrade account with an initally deposit of 25k. You just have to keep your deposit with them for 9 months. I would get this card if you want the best card for travel rewards (and you know how to work the airlines frequent flyer programs) or if you stay in hotels often. |
#9
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Re: any reward credit cards worth it
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