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#1
05-21-2006, 08:50 PM
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I have overdrawn money with Neteller, Firepay, and IGM Pay
I am in trouble like you would not belive! I have made about $1300 in charges with these accounts that I cannot repay right away! What should I do? I know the first thing to do is to quit gambling but, should I contact them and let them know? The charges were all made today and have not hit the bank. Has anyone had this problem before? I am looking to sell some stuff and try and get the money but, the charges are going to hit my bank and be returned so I dont know what to do? Am I going to go to jail? Please help!!!!!!!!
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#3
05-21-2006, 09:05 PM
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Re: I have overdrawn money with Neteller, Firepay, and IGM Pay
Don't like to him HSB, this is a Federal offense, a small one, but a Federal one nontheless. I'd suggest getting a lawyer and selling whatever you can immediately and closing your bank acocunt and withdrawing whatever funds you DO have. Consider moving as well.
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#4
05-21-2006, 09:31 PM
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Re: I have overdrawn money with Neteller, Firepay, and IGM Pay
You'll be reported to ChexSystems, you'll never get a checking account (or other bank accounts, looks bad on loan reports too) again even if you pay them back, and collection agencies will come after you for the money and report it against your credit report.
Good job, retard.
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#5
05-21-2006, 10:31 PM
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Re: I have overdrawn money with Neteller, Firepay, and IGM Pay
How much do you usually have in your bank account? Your bank may cover you, and just charge you an overdraft fee. I am an idiot when it comes to balancing my checkbook, and have had neteller deposits send my account into -$, but I make a pretty good living, and have had my paychecks deposited into my checking account for 6 years, so they know the longest they would have to wait is 2 weeks (which they never have to do). I would call your bank, tell them you accidentally overdrew your account, and tell them you are getting them the funds ASAP. Then sell whatever you need to, or borrow from whoever you need to, and get the money in. I would think they wouldnt contact the authorities immediately if you are up front with them, but avoiding their calls, will surely lead down an ugly road for you.
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#6
05-21-2006, 10:58 PM
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Re: I have overdrawn money with Neteller, Firepay, and IGM Pay
$1300 is nothing. Go to your bank and get a personal loan to cover it. They'll work with you unless you already destroyed your credit rating. Worse case, get one of those instant car loans. You might lose your car, but that's better than what's going to happen if you don't cover those checks.
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#7
05-21-2006, 10:59 PM
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Re: I have overdrawn money with Neteller, Firepay, and IGM Pay
I can pretty much cover it but I have $1000 in expenses coming up this month in the way of car repairs from a guy at work I know. I really need to pay this guy his money up front so I can get my car back. What are my options are there signature loan places that I could get a loan for a few months? I dont have good enough credit to get a loan so it would be like a payday loan type deal but, I would need like 3 months to pay it back and I need a grand quickly.
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#9
05-21-2006, 11:00 PM
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Re: I have overdrawn money with Neteller, Firepay, and IGM Pay
[ QUOTE ]
You'll be reported to ChexSystems, you'll never get a checking account (or other bank accounts, looks bad on loan reports too) again even if you pay them back, and collection agencies will come after you for the money and report it against your credit report. Good job, retard. [/ QUOTE ] Actually you only stay in Chexsystems for five years. After that you can open up a checking account with on problem. Also, there are banks out there that will allow you to open an account even if you are in Chexsystems.
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