Starting out with $100 - advice needed

[pzhon]

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Either way, though- it is sage advice to sign up for RB in the beginning.

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Not really. If the OP were planning to play on a site with rakeback, of course it makes sense, but the OP mentioned making a deposit to PokerStars. As far as I know, rakeback is not an option on PokerStars. There are many reasons for beginners to play there, and the prospect of getting a tiny reduction in rake elsewhere is rather unimportant compared with the presence of NL games with $0.02 and with $0.05 big blinds and lower rake at NL $10.