NL100 - Best turn line facing villain's min-raise

[SuchaDonk]

NL100. Villain just sat down.

I hate just calling here, but I also don't want to raise and commit myself in this spot given the stack sizes.

Hand History Converter Tool from FlopTurnRiver.com (Format: 2+2 Forums)

SB ($81.45)
BB ($57.10)
Hero ($231.05)
MP ($19.65)
CO ($187)
Button ($108.65)

Preflop: Hero is UTG with A[img]/images/graemlins/club.gif[/img], A[img]/images/graemlins/heart.gif[/img].
<font color="#CC3333">Hero raises to $3</font>, <font color="#666666">1 fold</font>, CO calls $3, <font color="#666666">3 folds</font>.

Flop: ($7.50) 7[img]/images/graemlins/diamond.gif[/img], 4[img]/images/graemlins/heart.gif[/img], 5[img]/images/graemlins/heart.gif[/img] <font color="#0000FF">(2 players)</font>
<font color="#CC3333">Hero bets $7</font>, CO calls $7.

Turn: ($21.50) J[img]/images/graemlins/spade.gif[/img] <font color="#0000FF">(2 players)</font>
<font color="#CC3333">Hero bets $20</font>, <font color="#CC3333">CO raises to $40</font>, Hero ?

[tufat23]

call, c/f river

[SuchaDonk]

[ QUOTE ]
call, c/f river

[/ QUOTE ]

Thanks for your reply. This is actually the line I took.

Would anyone consider just folding to villain's raise on this turn?