Question re Turning Pro - When is Best?

[aramfingal]

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I live at home with my folks. My girlfriend of 4 years also lives with her folks (although in reality, we both split time at each others house). We're pretty much ready to get our own home in the early stages of 08.

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no, you're not, you're so not.
you're 23, and you want to buy a house with a girl you haven't even lived with yet?
now that is a gamb00l. get an apartment. the odds that you're still together after the first year are a coin flip if you're lucky.