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#1
07-05-2007, 08:51 AM
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Credit card is owning me
Beat: My credit card is maxed out... I've made 3 payments the last 5 days and it ends up maxed up right after somehow.
Beat: I paid over $150 atleast in finance charges. Brag: I has monies on FTP. Variance: I need someone with wellsfargo to trade monies with me. 
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#4
07-05-2007, 09:06 AM
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Re: Credit card is owning me
[ QUOTE ]
useless unless max is 5k+ [/ QUOTE ] $2k
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#5
07-05-2007, 09:44 AM
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Re: Credit card is owning me
lolcreditcards
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#7
07-05-2007, 04:03 PM
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Re: Credit card is owning me
[ QUOTE ]
LOL love the trade idea.. 1. Apply for new card with 0% interest 2. transfer balance 3. Profit? (save money) [/ QUOTE ] New cards with 0% intrest count for new purchases, not balance transfers
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#8
07-05-2007, 04:07 PM
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Re: Credit card is owning me
[ QUOTE ]
[ QUOTE ] LOL love the trade idea.. 1. Apply for new card with 0% interest 2. transfer balance 3. Profit? (save money) [/ QUOTE ] New cards with 0% intrest count for new purchases, not balance transfers [/ QUOTE ] Maybe, but many cards offer a much lower interest rate when you transfer your balance over to them. It might not be 0%, but it's not 18.5% either.
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#9
07-05-2007, 04:20 PM
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Re: Credit card is owning me
[ QUOTE ]
[ QUOTE ] [ QUOTE ] LOL love the trade idea.. 1. Apply for new card with 0% interest 2. transfer balance 3. Profit? (save money) [/ QUOTE ] New cards with 0% intrest count for new purchases, not balance transfers [/ QUOTE ] Maybe, but many cards offer a much lower interest rate when you transfer your balance over to them. It might not be 0%, but it's not 18.5% either. [/ QUOTE ] Go over to the FatWallet forums, there are literally DOZENS of cards with a 0% introductory APR for 12 months on balance transfers. There's a one-time 3% fee to make the balance transfer (min $10 max $75). It's actually +EV to carry a debt if you know what you're doing with this stuff.
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#10
07-05-2007, 07:04 PM
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Re: Credit card is owning me
[ QUOTE ]
[ QUOTE ] [ QUOTE ] [ QUOTE ] LOL love the trade idea.. 1. Apply for new card with 0% interest 2. transfer balance 3. Profit? (save money) [/ QUOTE ] New cards with 0% intrest count for new purchases, not balance transfers [/ QUOTE ] Maybe, but many cards offer a much lower interest rate when you transfer your balance over to them. It might not be 0%, but it's not 18.5% either. [/ QUOTE ] Go over to the FatWallet forums, there are literally DOZENS of cards with a 0% introductory APR for 12 months on balance transfers. There's a one-time 3% fee to make the balance transfer (min $10 max $75). It's actually +EV to carry a debt if you know what you're doing with this stuff. [/ QUOTE ] Is it +EV to starve cus your roomates are at Vegas and you dont have monies to buy food?
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