Vanguard Mutual Funds Question - Page 2

PuppyFridayYall · #11 06-07-2007, 03:23 AM

Jeff W,

Thanks for the replies. Assume I have $50,000 to invest that will be taxable. What's a good mix if I want the investment to grow aggressively and can afford to take a large amount of risk.

Jake

Jeff W · #12 06-07-2007, 04:27 AM

I think your original plan is fine minus VISGX... just distribute the 22.5% between the other areas and use the ETFs I outlined instead of the funds.

mdouglass · #13 06-07-2007, 09:24 AM

[ QUOTE ]
I think your original plan is fine minus VISGX... just distribute the 22.5% between the other areas and use the ETFs I outlined instead of the funds.

[/ QUOTE ]

I don't follow, sorry. If you take away VISGX there are only 4 areas. Do you mean 25% between VDMIX, VEIEX, VIVAX, VISVX? I thought you said VDMIX was a bad idea in a taxable acct?

I am in a similar position as the OP, but I don't have my money anywhere yet. Should I just make a Vanguard acct and put it on there directly or should I use some other brokerage like e-trade? What are the fees like for these funds?

Fishhead24 · #14 06-07-2007, 09:52 AM

Be smart. Interest rates are rising, oil is going through the roof, retail sales are sluggish, threats of global tension, etc., etc.

The stock market could be ready for a severe decline.

Hell, I would be rather have my money in a 5.25% savings account right now.

Fishhead24 · #15 06-07-2007, 09:53 AM

Countrywide has a 5.25% savings rate.

Fishhead24 · #16 06-07-2007, 09:59 AM

If you insist on investing in the stock market, DIVERSIFY.

With your 50,000, invest 12,500 in four different sectors........say financials, retail, oil, and something else. This will curtail your overall risk.

I would also recommend a couple of your stock picks produce a minumum 2.5% dividend yield.

PuppyFridayYall · #17 06-08-2007, 04:40 PM

So what's the best way to invest 50k long term...I thought index funds were the way to go.

Jeff I'm in the same boat as mdouglass in that I'm a novice and was confused by your last post.

Al_Money · #18 06-08-2007, 06:10 PM

Pretty big hijack here, but why is Vanguard so popular for mutual funds? I have a Fidelity account that I am planning on using for mutual funds, but Vanguard seems to be much more popular on these forums. Any specific reason why?

Nomad84 · #19 06-08-2007, 06:47 PM

[ QUOTE ]
Pretty big hijack here, but why is Vanguard so popular for mutual funds? I have a Fidelity account that I am planning on using for mutual funds, but Vanguard seems to be much more popular on these forums. Any specific reason why?

[/ QUOTE ]

Jeff W's response to a recent post asking the same question:

[ QUOTE ]
Vanguard is the lowest cost provider of index funds and ETFs. They are shareholder-owned. They are excellent index managers and provide alpha (risk-free return) by superior transactional skill.

[/ QUOTE ]

mdouglass · #20 06-09-2007, 12:03 AM

When I looked up VDMIX, VEIEX, VIVAX and VISVX on E-trade, it gave the same feeds as Vanguard. It also mentioned a transaction fee but I'm not sure how much this is. Does going through Vanguard allow me to sidestep this transaction fee? If I already have money on e-trade should I really worry about it or should I take the money off and put it directly into Vanguard?