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#21
05-22-2007, 08:40 PM
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Re: debt collector calls - debt is 10 years old - WTF?
[ QUOTE ]
[ QUOTE ] I'll pay it, but I don't want my identity stolen either. [/ QUOTE ] DO NOT PAY IT! I'm not an expert in this but im almost certain that any adverse effects from missed payments/defaulting and such drop off your credit record after 7 years. By paying the amount, I believe that a new adverse mark can appear on your credit report. Again, I am not an expert on missing payments and such so do your research first. There is a webboard to that specializes in this type of stuff by I forget what it is off the top of my head. [/ QUOTE ] Yeah, encourage theft just because he can get away with it. Go theft!!! [img]/images/graemlins/frown.gif[/img] *starts adding names to his list* 
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#22
05-22-2007, 08:51 PM
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Re: debt collector calls - debt is 10 years old - WTF?
I would just send them a picture of 27 dollars.
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#23
05-22-2007, 08:57 PM
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Re: debt collector calls - debt is 10 years old - WTF?
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I would just send them a picture of 27 dollars. [/ QUOTE ] ...best things I have ever heard someone do is Send 7k in monopoly money with derogatory filth written all over them and A company had agreed to pay for the overnight service and gave to guy there account number and the debtor send a huge box of bricks
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#24
05-22-2007, 09:17 PM
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Re: debt collector calls - debt is 10 years old - WTF?
Also, don't ever tell them that you are going to pay. If you do, that starts the 7 year clock again.
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#25
05-22-2007, 09:49 PM
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Re: debt collector calls - debt is 10 years old - WTF?
Sure you ever owed the $27 or do you still have the bill from 10 years ago?
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#26
05-22-2007, 10:15 PM
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Re: debt collector calls - debt is 10 years old - WTF?
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Yeah, encourage theft just because he can get away with it. Go theft!!! [/ QUOTE ] I am by no means encouraging theft I just wanted to make sure the OP did not send them off a check before thinking things through. As others have stated, there are ways to pay this debt while ensuring a derogatory mark does not appear on his credit report and this is the way the OP should proceed. In my opin, it is wrong not to pay back debt but paying this debt should not result in the OP being punished even more.
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#27
05-22-2007, 10:26 PM
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Re: debt collector calls - debt is 10 years old - WTF?
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Also, don't ever tell them that you are going to pay. If you do, that starts the 7 year clock again. [/ QUOTE ] horribly incorrect..... ....it will get people to be more persistent....but will have no bearing on your credit
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#28
05-22-2007, 10:46 PM
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Re: debt collector calls - debt is 10 years old - WTF?
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Heres some advice from someone actually in the business.. ..A $27 delinquency dont mean [censored]....and paying it can bring it back up as a paid negative score, and not only legally will they not be able to do anything because it is outside the statue of limitations [/ QUOTE ] Is your business freemasonry?
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#29
05-22-2007, 10:49 PM
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Re: debt collector calls - debt is 10 years old - WTF?
[ QUOTE ]
[ QUOTE ] Heres some advice from someone actually in the business.. ..A $27 delinquency dont mean [censored]....and paying it can bring it back up as a paid negative score, and not only legally will they not be able to do anything because it is outside the statue of limitations [/ QUOTE ] Is your business freemasonry? [/ QUOTE ] ...nope it aint be gramma/spellin either...simple typo
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