What's your FICO score? - Page 4

guids · #31 05-09-2007, 04:07 PM

Its average, not super duper, but not horrific.

ilikeaces86_ · #32 05-09-2007, 04:30 PM

770

top6 · #33 05-09-2007, 04:47 PM

[ QUOTE ]
680 im guessing thats bad

[/ QUOTE ]This is slightly below average. Keep paying your bills on time and it will go up. That said, there is probably nothing in life that you will want to do that you will not be able to do with a 680. Worst case scenarios are you may have to pay a few % points more on a loan; possibly you will not be able to get some the amount of credit you want at, say, Best Buy if you want to buy a TV.

Peter Harris · #34 05-09-2007, 06:36 PM

do zey do zeees in yourope?

ajml · #35 05-09-2007, 08:50 PM

out of curiosity... its not something i am doing anytime soon but does anyone have a clue as to what you would need to get a loan for a first time home buyer. i am sure it varies a ton area to area and amount of the loan but i am curious about ballpark

Cubswin · #36 05-09-2007, 09:09 PM

Off the top of my head, I seem to recall 620 is the minimum required by a good number of lenders to get a mortgage. At 720+, you will qualify for most of the best rates. At 750+, you should qualify for almost any loan. Of course this assumes you are asking for a loan amount that is realistic when compared to your income. These are not not hard fast rules, as lenders have different forumlas for computing interest rates.

KreellKeiser · #37 05-09-2007, 09:11 PM

Haven't checked lately, but it hovers between 700 and 720.

NhlNut · #38 05-09-2007, 09:16 PM

807

myfico is offering a free 30 day trial for some bs that you'll have to cancel within 30 days.

mmbt0ne · #39 05-09-2007, 09:20 PM

No idea, but it must be decent based on the mortgage offers I've received.

steel108 · #40 05-09-2007, 09:20 PM

618 [img]/images/graemlins/frown.gif[/img]