What is the most important investing decision?

[kvkwn]

Porfolio allocation management will minimise your risk and maximise your returns: always hold 25% in cash and 75% in stocks, save when the market is at a ridiculous low level, then convert 15% cash into stocks , making 90% in stocks and 10% in cash at recession time. Do not sell your stock for the sake of taking short term profit. Keep a good stock for at least 3 years. <font color="blue"> </font> [img]/images/graemlins/wink.gif[/img]