www.prosper.com

[yasher]

i think we need a group. like the firemen on the "how it works" page.

[Sniper]

[ QUOTE ]
ahh... I just noticed the "Finance & Investing" forum over there. Mods, feel free to move this thread, although I wouldn't mind continuing to hear the wisdom of OOT, either.

[/ QUOTE ]

After the discussion dies down here, you are welcome to ask DB to move it to Finance.

[el capitan]

Bump.
Would someone who doesn't have a credit card(no credit rating I'm assuming then), 17 years old, be able to sign up and request a loan? If that is possible, he'd probably have to pay a ridiculously high interest rate? Or if not possible, have to get a credit card?

[Sniper]

Why don't you try it and let us know!

[el capitan]

I just discovered the NC system. So would I have to do anything prior to signing up? Credit card, etc.
I have no credit history, obviously.

edit: also, should I just dish out my SSN, or ask my parents.

edit2: it says bank account on file, so I will have to link the account to my bank account, or will giving my SSN automatically do that?

[ColdCaller]

You need to give your SSN and bank account information. It's secure enough from what I can tell. Give it a run!

[Sniper]

Well el Cap was [censored], so I guess we don't get to find out his experience.

If anyone actually uses prosper as either a lender or borrower, I would be interested in hearing your experience.