OOT, What is your life situation?

[BaldElephant]

Age: 27
Occupation: PhD Student and Micro Grinder (50NL)
Live in Girlfriend
In general, yes.

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I think I'll be happy once I'm 'on my way' - wife, possibly kids and a steady job, but right now I just can't envision how I'll get to point B.

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Try not to worry about this... You're only 26 afterall. Try to keep your eyes open for good opportunities in all areas of your life and things will work out for the best.