Homegame short on money at cashout

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One person to take the cash. One person to hold the chips. One person to cash them out. And in the darkness bind them.

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I'm not crazy about that. In our games we decide who will be bank and that person is responsible for all transactions and chips so if there are too many chips out (meaning too little money to pay out) it's his fault. Bank always gets paid last. After one or two times of being shorted your players will get serious and it shouldn't happen again.

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I mean it's the same person. Only one person at all in charge of chips. I've made it clear to my players no touchey the chips. There's a mystical barrier around them.

Racks help tremendously with this. I'll always give the chips a count myself (organizing them within racks to be easily identified) and then count them again with the person cashing out. I always count aloud while selling, too. Complete transparency and crosschecking.