Andy Beal NOT a billionaire?

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He's not a billionaire, but is reportedly worth hundreds of millions of dollars. The bank he owns, Beal Bank, is private so his exact net worth is not known.

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So are you saying his bankroll is at least $1 million?

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He doesn't have a bankroll. FWIW another reason you might not see him on forbes list is that everyone on that list submits information on their holdings that forbes verifies to put them on there. If you don't submit all they can go by is public filings.