Credit report problem

[ElaineMonster]

On the website you used to check the reports, there should be a "dispute report" option. Use it.

Also, follow up with a written letter sent certified mail. Write as much or as little info as you wish but use magic words like "I dispute the following inaccurate information ___" "Verify or remove ___"

Google "dispute credit report" for more info. It's a lengthy process and the reporting agencies are not exactly the most cooperative. But if you work hard to correct the misinformation, you can seriously improve your credit score. Just don't try the easy way out - you can't trust anyone but yourself to do it right.

I had to make many corrections to my reports because they kept doing stupid stuff like list my sister as my spouse! (We applied for loans together to buy a house so they assumed we were incestuous lesbians!?)