ZOMG I JUST BOUGHT A HOUSE

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Seriously - put down just enough on your house to avoid the mortgage insurance (that's 25% here in Canada). Put the rest aside to redecorate/renovate/whatever. Any left over after that you can put in an investment, at a higher interest rate than you're paying on your mortgage.


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yeah that's my plan. enough to avoid mortgage insurance. I need to do some looking, but I think its 25% here in the states too.

I also want to pay it with cash somehow. but only because i want to show up with a suitcase full of money once in my life.