I have overdrawn money with Neteller, Firepay, and IGM Pay

[LeftyRuggiero]

I am not worried about Neteller or Firepay as they are the smaller ones and I have heard someone on here state that they owed money to Neteller and they moved it to a collection agency without looking for further legal action. The one I am truly worried about is IGM Pay which are checks and the one is fairly large at $600. I saw an earlier poster say he closed his account before the IGM Pay hit and I am wondering how they responded to it? Also it is clear I have a problem with online gaming which is illegal in America. I have to agree that I find it hard to see legal action coming from Party Poker (owner of IGM Pay I assume) who is an offshore business that attracts Americans to illegally play there. I am not trying to weasel my way out of paying this I just want to minimize the damage and pay them off as quickly as possible. I would honestly rather that I not have to pay close to $300 in overdraft fees to go along with the $1300 I owe these companies.