|
|
#141
08-08-2005, 08:57 AM
|
|||
|
|||
Re: This \"so called\" Nigerian stuff
[ QUOTE ]
I started the procedure after my bank had CLEARED his check. Why wouldn't I? [/ QUOTE ] Well you did claim not to be stupid. 
|
|
#142
08-08-2005, 09:00 AM
|
|||
|
|||
|
Re: This \"so called\" Nigerian stuff
[ QUOTE ]
This is a riot. The OP must be joking. There is simply no other explanation. The posts he's making can't be serious. [/ QUOTE ] I was also starting to think this has to be a troll. No one could be this stupid.
|
|
#143
08-08-2005, 09:40 AM
|
|||
|
|||
|
Re: Quick Explanation from a FI Fraud Investigator
[ QUOTE ]
How can I be wrong, when all I am saying, is that this is the banking industry's way of commiting legalized fraud against its customers.( IMO) And my original point was that this has nothing to do with Nigeria. [/ QUOTE ] How is it fraud? From the bank's POV, you are the one potentially committing fraud. If the scam worked, you would have deposited $6000. By federal law, they are REQUIRED to release those funds to you in X amount of days, but it takes Y days for the bank to actually transfer the funds from the check issuing bank (Y > X). In that time between the bank clearing the funds into your account per federal regulation and the time where the bank actually receives the funds, you withdraw $4500 of it. Finally, the bank receives notification that lo and behold, they don't receive that $6000 that you withdrew $4500 of a week or so prior. Do you think the bank is just going to let you take *THEIR*, not your, $4500? The methods are archaic and modern technology probably could easily make this transaction process a lot quicker to avoid problems like this. But you're stuck as is because the process is so entrenched (like many other things). Stop being a blockheaded fool and realize that the bank is not committing fraud but that they are forced into acting a certain way and are only taking steps to protect their business. Just like with any monetary transactions, you have to be careful.
|
|
#144
08-08-2005, 10:39 AM
|
|||
|
|||
|
Re: This \"so called\" Nigerian stuff
[ QUOTE ]
I was also starting to think this has to be a troll. No one could be this stupid. [/ QUOTE ] this must be Daryn having fun w/ everyone. he hasnt posted in awhile. please? manybeers, the logic your mind has denied to carry on this charade is alarming if you are for real . as youtalkfunny said, you have an entire board full of people telling you youre wrong. listen to them if you're for real.
|
|
#145
08-08-2005, 10:45 AM
|
|||
|
|||
|
Re: This \"so called\" Nigerian stuff
Does anyone have ManyBeers e-mail address? I'm pretty sure I could sell it for a few bucks to the right people.
|
|
#146
08-08-2005, 10:59 AM
|
|||
|
|||
|
Re: This \"so called\" Nigerian stuff
[ QUOTE ]
[ QUOTE ] I started the procedure after my bank had CLEARED his check. Why wouldn't I? [/ QUOTE ] Well you did claim not to be stupid. [/ QUOTE ] AND as you stated, if the bank teller didnt mention the scam you woul have sent the check...THERE IS NO WAY you were waiting 30days... LIAR!
|
|
#147
08-08-2005, 11:42 AM
|
|||
|
|||
|
Re: This \"so called\" Nigerian stuff
[ QUOTE ]
After reading the thread, does no-one else think that he actually fell for this, and either he got jazzed, or the bank is now coming after him for the 4.5k? that would explain his display of hostility. [/ QUOTE ] Bingo! It's the only logical explanation.
|
|
#149
08-08-2005, 11:50 AM
|
|||
|
|||
|
Re: This \"so called\" Nigerian stuff
[ QUOTE ]
[ QUOTE ] This is a riot. The OP must be joking. There is simply no other explanation. The posts he's making can't be serious. [/ QUOTE ] I was also starting to think this has to be a troll. No one could be this stupid. [/ QUOTE ] The original post and the first couple of replies sounded kind of normal. It's only when ManyBeers started feeling like people were calling him stupid did he start trying to defend himself with his non-sensical answers. I think he's legit and feels that the bank screwed him over and is shocked that the rest of us don't feel the same way.
|
|
#150
08-08-2005, 12:03 PM
|
|||
|
|||
|
Re: This \"so called\" Nigerian stuff
[ QUOTE ]
You do realize that cashing a NSF cheque screws up your credit rating, right? --Dave. [/ QUOTE ] This is not necessarily true. Not paying a negative balance will hurt your credit immensly, however cashing NSF cheques will not right away damge your credit. Most often they just hurt your relationship with your bank, and repeated offenses will cause you to lose your account.
|
 |
|
|
Linear Mode
