This "so called" Nigerian stuff

[Senor Cardgage]

[ QUOTE ]
I will and it is called "THEFT" dude . Why should I have to no the inner workings of bank transactions? When they clear a check it means they have been funded.

[/ QUOTE ]

Would you rather have it take a few weeks to verify any of your checks when you make a deposit before you can access the funds?

[ManyBeers]

[ QUOTE ]
Man, are we all just crazy or is there a chance that you don't know everything that goes on in this world? People are genuinely trying to explain this to you (ok, alot are being smartasses too) and you simply refuse to allow yourself to be educated on the matter. You are the definition of ignorance.

I leave you with this, I suggest you visit the website listed in this picture.

I don't think i know everything that goes on in this world. You apparently think when a bank defrauds its own customers, that is a scam... when in fact it is theft. I don't understand why you call me ignorant. And I want to reiterate this for you..I DID NO BUSINESS WITH ANY NIGERIAN INSTITUTION all my business was with Bank of America.


[/ QUOTE ]

[ManyBeers]

[ QUOTE ]
[ QUOTE ]
I will and it is called "THEFT" dude . Why should I have to no the inner workings of bank transactions? When they clear a check it means they have been funded.

[/ QUOTE ]

Would you rather have it take a few weeks to verify any of your checks when you make a deposit before you can access the funds?

[/ QUOTE ]

Your #$5damned right . If it means they can come and take your money after you have spent it. Doesn't seem to work that way for any other transactions just these socalled'Nigerian Scams". I have never had a check retroactively invalidated especially after spending the money. Have you? Come on why you attempt to justify this. It's wrong and you know it.

[ManyBeers]

Come on folks this is clear bank fraud. One more thing ..If I had sent the 4,500.00 to the address given me where does anybody here think the money would have ended up. In Nigeria?

[Los Feliz Slim]

I have learned many valuable lessons from this thread. I did not know that the bank could reclaim funds from your account after said funds had been released (the check had "cleared"). This is good information to have. Thank you.

[poker-penguin]

To the OP.

I spend a lot of time trying to make life more difficult for 419 (advanced fee / Nigerian) scammers. Idiots like you.

Yes I've said it, you're an idiot and worse, you're defensive about it.

You were scammed and if it was not for some very kindly bank clerk you WOULD be out $4500. No ifs. No buts no maybes. On top of this, you would be on the hook for criminal charges by depositing the fake check.

Check out 419 eater

You owe the bank teller BIG TIME.

When the bank "clears" a paper check from Nigeria it is because they are legally obligated to

You got very lucky. Actually based on how obtuse you've been in this thread, you got very very lucky.

Learn from your mistake and take your head out of your [censored] ass. Nobody legitimate EVER sends you a cashiers check and gets them to send you the balance. Much less anyone from [censored] Nigeria.

You suck at the Internet, and by refusing to admit you were wrong and instead trying to blame it on other people, I think you suck at life too. Hopefully you never breed.

Yes, I'm very annoyed - these Nigerian scammers are evil men [censored] up a great country and idiots like the OP are why they can do it.

Find some common sense and stop blaming other people for your ignorance. Dumbass.

[Senor Cardgage]

[ QUOTE ]
Your #$5damned right . If it means they can come and take your money after you have spent it. Doesn't seem to work that way for any other transactions just these socalled'Nigerian Scams". I have never had a check retroactively invalidated especially after spending the money. Have you? Come on why you attempt to justify this. It's wrong and you know it.

[/ QUOTE ]

I am absolutely baffled. You seem to be under the impression that your bank is... what? Stealing from you? They're not. This is simply the case of the scammer who contacted you about the go-kart taking advantage of the time it takes your bank to verify the check you deposited.

Your bank is required to give you the money in a certain amount of time. To do this, they give you the benefit of the doubt that you're not trying to deposit counterfeit checks. If they discover your check is counterfeit, they obviously then remove the funds from your account. I don't see what is wrong with this.

[ManyBeers]

[ QUOTE ]
I have learned many valuable lessons from this thread. I did not know that the bank could reclaim funds from your account after said funds had been released (the check had "cleared"). This is good information to have. Thank you.

[/ QUOTE ]

Well why would anybody in their right mind think they could do that. I'm not surprised you or anyone doesn't know this...because it is fraud.

[ManyBeers]

[ QUOTE ]
To the OP.

I spend a lot of time trying to make life more difficult for 419 (advanced fee / Nigerian) scammers. Idiots like you.

Yes I've said it, you're an idiot and worse, you're defensive about it.

You were scammed and if it was not for some very kindly bank clerk you WOULD be out $4500. No ifs. No buts no maybes. On top of this, you would be on the hook for criminal charges by depositing the fake check.

Check out 419 eater

You owe the bank teller BIG TIME.

When the bank "clears" a paper check from Nigeria it is because they are legally obligated to

You got very lucky. Actually based on how obtuse you've been in this thread, you got very very lucky.

Learn from your mistake and take your head out of your [censored] ass. Nobody legitimate EVER sends you a cashiers check and gets them to send you the balance. Much less anyone from [censored] Nigeria.

You suck at the Internet, and by refusing to admit you were wrong and instead trying to blame it on other people, I think you suck at life too. Hopefully you never breed.

Yes, I'm very annoyed - these Nigerian scammers are evil men [censored] up a great country and idiots like the OP are why they can do it.

Find some common sense and stop blaming other people for your ignorance. Dumbass.

[/ QUOTE ]

Ok whatever you say. Thanks for your thoughts.

[Los Feliz Slim]

[ QUOTE ]
fraud Pronunciation (frôd)
n.
1. A deception deliberately practiced in order to secure unfair or unlawful gain.
2. A piece of trickery; a trick.

[/ QUOTE ]

I don't think it's fraud, the bank has nothing to gain.

Man, it must suck to be a legitimate Nigerian businessperson.