Best ways to borrow cash?

[gisb0rne]

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Apply for another card.

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The interest on credit card debt sucks major ass, and there are usually fees for cash advances as well. If you can find a card with very low to no interest for a year, then this would be an okay method. Borrowing directly from a family member would be best. If you feel weird borrowing from them directly, going to a bank and getting a family memeber with steady income to cosign a loan would be the next best option.

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Having a family member cosign is not an option, since they live thousands of miles away and I might as well just borrow directly from them. I've lived without my parent's financial help for over 10 years so I'd rather not go down that road.

Essentially I just apply for all the credit cards I can, then get cash advances? I get about 10 credit card application a month so I suppose that shouldn't be too hard. What kinds of fees/interest am I looking at?

[SuperUberBob]

Buttsecks

[szw]

railbird on full tilt

[mbillie1]

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railbird on full tilt

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This does not work [img]/images/graemlins/wink.gif[/img]

[Mitch Evans]

Of course all of those applications you're getting assume that you are employed; you probably won't get any new cards unless you have excellent credit or lie. If your limit is $600 on the card you have now, your credit (or debt:income) is not at the point where you will get any cards that using a cash advance would be advisable. What is your score? You are probably looking at something like 20+% for cash advances + a 3% (capped at a certain dollar amount, maybe $75) transaction fee.

[NT!]

it's going to take you three months to find a job? are you only spending like twenty minutes a week looking or something?

[Mitch Evans]

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it's going to take you three months to find a job? are you only spending like twenty minutes a week looking or something?

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Come on, NT, that's 2+2 code for he's taking a shot a playing poker for a living, but he doesn't have a living roll yet.

[spamhead]

go get a [censored] job second shift delivering pizzas TODAY. Look for work duing the day.

I hate lazy people.

[heater]

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go get a [censored] job second shift delivering pizzas TODAY. Look for work duing the day.

I hate lazy people.

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This was exactly my first thought.