I lost my job today - next play?

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Wow, a 28k paycut is ridiculous. I would have said the famous words, "You can't fire me because I quit!!!"

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wouldn't this reduce the chances of collecting unemployment?

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Yeah probably, and most likely. I never had a fulltime job, so I really don't know what it is like to job hunt and worry about benefits and all of the other happy, fun stuff.

I wouldn't say I quit though. I would definitely not take the paycut though and let them get rid of me.