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#1
10-24-2007, 04:42 PM
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Student loans for drinking money
Alright I've done some research into student loans because I want extra money without working for it right now. This money would purely be for drinking/my entertainment. My parents cannot know about it. I was thinking about about $5,000 for my last year and a half in school. The payment for that would be like $90/month for 7 years after I graduate, so nothing basically. Anything I don't spend by graduation would just go right back into it.
I have about $300k in assets so I really doubt I would need a co-signer, but all that money is managed by my Dad and asking for that much for drinking wouldn't be good. I see this as a way to have an absolute kickass time for the rest of college with very minimal downside after graduation (small monthly payment). Anyone ever done anything like this? Any advice on places to look? Think 5k is too much/little? I've never had a loan of any kind and have only had a credit history for about 5 months now, would I still get rejected even with all the money to my name? Any thoughts or answers would be good. 
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#2
10-24-2007, 06:25 PM
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Re: Student loans for drinking money
you're in [censored] new orleans. get a job bartending. drink while you work. profit.
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#3
10-24-2007, 06:27 PM
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Re: Student loans for drinking money
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#4
10-24-2007, 06:30 PM
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Re: Student loans for drinking money
STudents loans through your school do not require credit checks and they do not inform family members of your decisions.
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#5
10-24-2007, 07:45 PM
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Re: Student loans for drinking money
wow....
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#6
10-24-2007, 07:55 PM
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Re: Student loans for drinking money
$5k for drinking it a lot.
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#7
10-24-2007, 08:55 PM
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Re: Student loans for drinking money
[ QUOTE ]
I have about $300k in assets [/ QUOTE ] I don't get it. Why not use this?
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#8
10-24-2007, 09:16 PM
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Re: Student loans for drinking money
[ QUOTE ]
[ QUOTE ] I have about $300k in assets [/ QUOTE ] I don't get it. Why not use this? [/ QUOTE ] [ QUOTE ] all that money is managed by my Dad and asking for that much for drinking wouldn't be good [/ QUOTE ] It's all tied up in stocks and funds anyway, and my main savings account is managed by him too, so it's not like I can take $5k out just for fun with nobody knowing. I assume I'll take over all of this after graduation when I find a job and get settled somewhere.
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#9
10-24-2007, 09:34 PM
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Re: Student loans for drinking money
Since you have so much and only need $5k, just go to BankofAmerica.com or something and do one of their educational loans.
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#10
10-24-2007, 10:29 PM
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Re: Student loans for drinking money
[ QUOTE ]
all that money is managed by my Dad [/ QUOTE ] So, you have absolutely no control over the cash? Do you have any plans on getting control of it? I assume you're over 18 at this point.
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