Weird preflop checkup

[jskills]

All 3-betting is going to do is :

1) make you pay a more expensive price to hit your set
2) perhaps get it capped back to you (at least that better defines UTG's holding [img]/images/graemlins/smile.gif[/img] )
3) bloat the pot for the clowns behind you in the hand to draw to overcard hands even if the flop does come all babies and you're hand appears to be ahead.

In the scenario you describe, you can cold call pretty easily, although folding doesn't suck completely. If you don't flop a set, you can probably just let it go.

The decision making in this hand is really dictated from how you described UTG. You're probably behind PF more than half the time.