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  #1  
Old 11-29-2007, 01:07 PM
SgtJake SgtJake is offline
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Default How to avoid bank fees for wire transfers?

My bank is charging me 0.4% on wire transfers. Anyone in the U.S. not paying fees for transfers?
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  #2  
Old 11-29-2007, 01:20 PM
jfk jfk is offline
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Default Re: How to avoid bank fees for wire transfers?

Schwab waives fees if you have a given balance in your account.
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Old 11-29-2007, 11:06 PM
pygmyhipo pygmyhipo is offline
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Default Re: How to avoid bank fees for wire transfers?

My banks typically charge a fixed fee ($20 to $50) on outgoing wires and accept incoming wires for free or maybe $20.

I haven't heard of a percentage-based fee, that's pretty bad. And it doesn't make much sense either, since the bank's cost to process the transaction doesn't vary much by the amount. For a larger amount they may need to phone you under "know your customer" rules, but that's about it.

-pyg
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Old 11-29-2007, 11:14 PM
GeniusToad GeniusToad is offline
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Default Re: How to avoid bank fees for wire transfers?

[ QUOTE ]
My banks typically charge a fixed fee ($20 to $50) on outgoing wires and accept incoming wires for free or maybe $20.

I haven't heard of a percentage-based fee, that's pretty bad. And it doesn't make much sense either, since the bank's cost to process the transaction doesn't vary much by the amount. For a larger amount they may need to phone you under "know your customer" rules, but that's about it.

-pyg

[/ QUOTE ]

yeah, they'd be stupid to set up a system where they make more money from wire transfers than charging a flat rate. dopes.
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