|
|
#11
10-02-2007, 04:09 PM
|
|||
|
|||
Re: Be ready to BOTCOTT any bank or credit card co that caves
[ QUOTE ]
[ QUOTE ] [ QUOTE ] [ QUOTE ] D$D<--Hates banks and doesn't own a credit card. [/ QUOTE ] Out of the 20,000 or so financial institutions you think they are all evil? You are biting off your nose to spite your face not using a credit card (unless it is for self control reasons). I get 5% back for gas and groceries for doing an activity I would anyhow. A free $600/year and using their money for free for a few weeks is a great deal for me. [/ QUOTE ] I don't have a cc either. 1. I hate paying bills 2. I don't have any credit history 3. I don't need one [/ QUOTE ] Good luck buying a house unless you have a ton of cash. [/ QUOTE ] 1/3 down no doc loan. Good rate too. D$D 
|
|
#12
10-02-2007, 04:46 PM
|
|||
|
|||
|
Re: Be ready to BOTCOTT any bank or credit card co that caves
[ QUOTE ]
[ QUOTE ] [ QUOTE ] [ QUOTE ] [ QUOTE ] D$D<--Hates banks and doesn't own a credit card. [/ QUOTE ] Out of the 20,000 or so financial institutions you think they are all evil? You are biting off your nose to spite your face not using a credit card (unless it is for self control reasons). I get 5% back for gas and groceries for doing an activity I would anyhow. A free $600/year and using their money for free for a few weeks is a great deal for me. [/ QUOTE ] I don't have a cc either. 1. I hate paying bills 2. I don't have any credit history 3. I don't need one [/ QUOTE ] Good luck buying a house unless you have a ton of cash. [/ QUOTE ] 1/3 down no doc loan. Good rate too. D$D [/ QUOTE ] Wow, they're doing no docs now with only 1/3 down? Not bad. When I was selling mortgages no docs needed at least 50% down.
|
|
#13
10-02-2007, 04:57 PM
|
|||
|
|||
|
Re: Be ready to BOTCOTT any bank or credit card co that caves
[ QUOTE ]
[ QUOTE ] [ QUOTE ] [ QUOTE ] [ QUOTE ] [ QUOTE ] D$D<--Hates banks and doesn't own a credit card. [/ QUOTE ] Out of the 20,000 or so financial institutions you think they are all evil? You are biting off your nose to spite your face not using a credit card (unless it is for self control reasons). I get 5% back for gas and groceries for doing an activity I would anyhow. A free $600/year and using their money for free for a few weeks is a great deal for me. [/ QUOTE ] I don't have a cc either. 1. I hate paying bills 2. I don't have any credit history 3. I don't need one [/ QUOTE ] Good luck buying a house unless you have a ton of cash. [/ QUOTE ] 1/3 down no doc loan. Good rate too. D$D [/ QUOTE ] Wow, they're doing no docs now with only 1/3 down? Not bad. When I was selling mortgages no docs needed at least 50% down. [/ QUOTE ] Not to mention all the 0.0% introductory deals good for a year and they allow balance transfers too. Heck, my wife and I have not paid ANY CC interest in 3-4 years now. obg
|
|
#14
10-02-2007, 11:27 PM
|
|||
|
|||
|
Re: Be ready to BOTCOTT any bank or credit card co that caves
[ QUOTE ]
[ QUOTE ] [ QUOTE ] [ QUOTE ] [ QUOTE ] [ QUOTE ] [ QUOTE ] D$D<--Hates banks and doesn't own a credit card. [/ QUOTE ] Out of the 20,000 or so financial institutions you think they are all evil? You are biting off your nose to spite your face not using a credit card (unless it is for self control reasons). I get 5% back for gas and groceries for doing an activity I would anyhow. A free $600/year and using their money for free for a few weeks is a great deal for me. [/ QUOTE ] I don't have a cc either. 1. I hate paying bills 2. I don't have any credit history 3. I don't need one [/ QUOTE ] Good luck buying a house unless you have a ton of cash. [/ QUOTE ] 1/3 down no doc loan. Good rate too. D$D [/ QUOTE ] Wow, they're doing no docs now with only 1/3 down? Not bad. When I was selling mortgages no docs needed at least 50% down. [/ QUOTE ] Not to mention all the 0.0% introductory deals good for a year and they allow balance transfers too. Heck, my wife and I have not paid ANY CC interest in 3-4 years now. obg [/ QUOTE ] Who the hell would *ever* pay CC interest?
|
|
#15
10-02-2007, 11:43 PM
|
|||
|
|||
|
Re: Be ready to BOTCOTT any bank or credit card co that caves
[ QUOTE ]
Who the hell would *ever* pay CC interest? [/ QUOTE ] I think he's saying that he gets (and uses) 0% balance transfers (with no balance transfer fee), makes minimum payments, rolls the balances into new 0% balance transfer offers before the previous 0% rate expires, and repeats the cycle. I've been rolling a balance for ten years. It's around $40K now, and I've never paid a late fee or interest charge. Basically, it's been a free loan.
|
|
#16
10-02-2007, 11:53 PM
|
|||
|
|||
|
Re: Be ready to BOTCOTT any bank or credit card co that caves
Exactly Engineer, and you earn bonus' too! Right now we are remodeling and adding on, all % free via CC and earning $$$ towards a car as well. It is all a game. obg
|
|
#17
10-03-2007, 04:30 AM
|
|||
|
|||
|
Re: Be ready to BOTCOTT any bank or credit card co that caves
[ QUOTE ]
[ QUOTE ] I don't have a cc either. 1. I hate paying bills 2. I don't have any credit history 3. I don't need one [/ QUOTE ] Good luck if you ever want to buy a house or a car. [/ QUOTE ] I bought my car w/ cash. I don't ever plan on buying a house.
|
|
#18
10-03-2007, 07:55 AM
|
|||
|
|||
|
Re: Be ready to BOTCOTT any bank or credit card co that caves
[ QUOTE ]
[ QUOTE ] [ QUOTE ] I don't have a cc either. 1. I hate paying bills 2. I don't have any credit history 3. I don't need one [/ QUOTE ] Good luck if you ever want to buy a house or a car. [/ QUOTE ] I bought my car w/ cash. I don't ever plan on buying a house. [/ QUOTE ] I don't buy brand new cars either. D$D
|
|
#19
10-03-2007, 09:24 PM
|
|||
|
|||
|
Re: Be ready to BOTCOTT any bank or credit card co that caves
Only fish buy new cars.
|
|
#20
10-04-2007, 12:29 AM
|
|||
|
|||
|
Re: Be ready to BOTCOTT any bank or credit card co that caves
[ QUOTE ]
Only fish buy new cars. [/ QUOTE ] That is a great thought. Now how do I hack into the DMV database and DL a list of all new car owners and sort for poker players........ D$D<--thinking really really hard..
|
 |
|
|
Linear Mode
