How to build credit

[Henry17]

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2) Can someone explain to me more how your credit score and income are related to put together the amount of CCs you can get?

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I'm curious about this as well. I have never had legitimate credit so I'm having issues with the claims that individuals can get 4 and 5 times their income in credit.

My general view of society is that they are irresponsible. If it was this easy to get credit I'd expect a lot of people to be living temporary baller lifestyles on credit.