SEP IRA

[Jimbo]

Badger,

I would suggest the Roth IRA as long as you will have no trouble with the 5 year holding period timeframe to prevent this scenario.

As far as the 401K transfer I do know that you must be no longer employed where the 401K resides in order to make said transfer. Also the 5 year holding period begins anew if you make the transfer from the Roth 401K to the Roth IRA.


Jimbo

[Badger]

Sorry if I was unclear. I already max out my Roth IRA and continue to do so. In addition to that I put 13% of my salary in a traditional 401k, but am considering doing a smaller percentage in a Roth 401k.