Advice needed - best online method to get my $$ off UB and onto PS

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Ahh so you're saying the biggest problem will be getting UB to approve sending the $$ there given I didnt load my UB account using ePassporte.

But you're also saying I have to invest the $5 fee (on a min 25 deposit) to open the account... I don't want the credit card just an account.

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Yes that is exactly what I'm saying. You are probably not going to be able to avoid the fee anyway you do it. At least its only $5. That is the Epass fee for loading money of that amount. I think the fee is something like 10% with a $5 min and some sort of max not sure what it is though.

Anyway that is probably your best bet.