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#1
02-23-2007, 02:50 PM
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How big of a deal?
I went to college in a small town of about 5000 people. One day a couple years ago my friend and I went to the local bank to get money out of my checking account to goto canterbury. I asked for about $8000 if I remember right. At first they told me no they couldn't give me that much but after talking with a manager they agreed to do it. The main teller laidy said in a real nasty condecending tone "what do you need this much cash for anyhow?!" and my friend replied "we're drug dealers ok?" like all offended. She said oh or something and continued getting the cash. She then asked us if we wanted an officer to come to protect us to where we were going. I said no we'll be fine. It took about a half hour but we finally got the money and left.
I take it they filed one of those SAR's...and in general those are no big deal? Obviously I'm not a drug dealer nor have I ever been involved with people who are to my knowledge but yeah. I'm not losing sleep over this or anything but I've always been curious about it. 
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#3
02-23-2007, 05:32 PM
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Re: How big of a deal?
Rofl. If they have that much cash on hand, and you have that much in your account (probably way more) - how could they ever say "no, we can't give you that much"? Probably just standard procedure for withdrawals over X amount, and that will filter out alot of fraudsters, but still.. I'd be pretty angry at that point.
The worst they can do is report it to the gov't, and all they'll use it for is tax purposes. This may or may not be a big deal to you.
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#4
02-23-2007, 06:39 PM
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Re: How big of a deal?
As an ex-banker (28 years in the industry), I can tell you that this is because of a liability issue. In the past, banks have been sued by customers who have made large cash withdrawals and then been mugged. Of course, it was the banks fault for allowing them to take so much cash. Hence the offer to provide an escort. It's called CYA.
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#6
02-23-2007, 07:27 PM
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Re: How big of a deal?
[ QUOTE ]
The main teller laidy said in a real nasty condecending tone "what do you need this much cash for anyhow?!" [/ QUOTE ] I would have said, "Actually, just give me all of it. I'm switching banks."
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#7
02-23-2007, 07:32 PM
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Re: How big of a deal?
[ QUOTE ]
[ QUOTE ] The main teller laidy said in a real nasty condecending tone "what do you need this much cash for anyhow?!" [/ QUOTE ] I would have said, "Actually, just give me all of it. I'm switching banks." [/ QUOTE ] This is the best answer.
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#8
02-23-2007, 07:33 PM
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Re: How big of a deal?
[ QUOTE ]
[ QUOTE ] [ QUOTE ] The main teller laidy said in a real nasty condecending tone "what do you need this much cash for anyhow?!" [/ QUOTE ] I would have said, "Actually, just give me all of it. I'm switching banks." [/ QUOTE ] This is the best answer. [/ QUOTE ] And it's not even close.
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#9
02-23-2007, 09:42 PM
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Re: How big of a deal?
[ QUOTE ]
[ QUOTE ] [ QUOTE ] The main teller laidy said in a real nasty condecending tone "what do you need this much cash for anyhow?!" [/ QUOTE ] I would have said, "Actually, just give me all of it. I'm switching banks." [/ QUOTE ] This is the best answer. [/ QUOTE ] Seriously....way way unprofesional
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