flopped wheel, turned set but flush possible

[xGREGORx]

FullTiltPoker Game #3853807771: Table Draco (6 max) - $0.05/$0.10 - Pot Limit Omaha Hi - 15:13:40 ET - 2007/10/14
Seat 1: ($14.15)
Seat 2: ($26.95)
Seat 3: ($11.15)
HERO ($4.70)
Seat 5: ($10.40)
VILLIAN ($9.05)
VILLIAN posts the small blind of $0.05
Seat 1 posts the big blind of $0.10
The button is in seat #5

*** HOLE CARDS ***
Dealt to HERO [5[img]/images/graemlins/spade.gif[/img] A[img]/images/graemlins/spade.gif[/img] 9[img]/images/graemlins/heart.gif[/img] 5[img]/images/graemlins/club.gif[/img]]
Seat 2 calls $0.10, Seat 3 folds, HERO calls $0.10, Seat 5 87 calls $0.10, VILLIAN calls $0.05, Seat 1 checks

*** FLOP *** [4[img]/images/graemlins/heart.gif[/img] 3[img]/images/graemlins/diamond.gif[/img] 2[img]/images/graemlins/diamond.gif[/img]]
VILLIAN checks, Seat 1 checks, Seat 2 checks, HERO bets $0.50, Seat 5 87 folds, VILLIAN calls $0.50, 2 folds

*** TURN *** [5[img]/images/graemlins/diamond.gif[/img]]
VILLIAN has 15 seconds left to act… VILLIAN bets $1, HERO calls $1

*** RIVER *** [T[img]/images/graemlins/diamond.gif[/img]]
VILLIAN has 15 seconds left to act… VILLIAN bets $1.75, HERO has 15 seconds left to act, HERO folds

Comments on all streets please… thanks!