How to build credit

[Henry17]

[ QUOTE ]
Henry,

I make mid-six figures a year and I'd do this for an extra $6k a year. It would have zero impact on my qualify of life, but I'm not retarded.

I'm not sure why this is so hard for you to understand.

[/ QUOTE ]

Well if it has zero impact on the quality of your life then the utility value of the $6k is zero.

The cost of doing this is not zero. There is the effort, the stigma, the minimal risk of missing something in the T&C.

So it isn't my position that is hard to understand. If it really has no impact on your quality of life then your position is the one that doesn't make sense. Why would you do anything for no reward?