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Old 08-02-2007, 12:02 AM
Acehawk74 Acehawk74 is offline
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Join Date: Jun 2005
Location: Hard Rock, Tampa
Posts: 340
Default Re: Debt Consolidation Loan? Student w/ 10k CC debt, but about to make

Actually man, if your only cards are the ones that are maxed, you will find it difficult to get a great BT card, as you will have utilized 100ish% of your revolving available credit. Your score is likely suffering.

As to finding out your score, the score given at freecreditreport.com and almost any other site is what is called a "FAKO". If you want your true fico score that the lender sees, go to
MyFico.com

At the site below there are discount codes for purchasing the scores.


Check out Creditboards
tons of great credit info there.
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