Understanding the Social Security scam

[TomCollins]

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How is this any different than the following?

I have two bank accounts, my savings and my "fun money" account. I spend half of my savings account on hookers and blow, but write an IOU from my fun money account to my savings account (plus a little interest).

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It's different because your fun money account isn't pledged as collateral to a 3rd party.

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If you aren't trolling (hard to tell with you), explain how that is different. The fun money account is empty (actually its negative) with the government. Do you mean that the money that will go into the fun money account in the future is being pledged? The income I make is the income I make no matter how I divide it up.