Young guy, looking for advice on where to go next.

[Yoshi63]

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1. Max out your Roth IRAs for 2007 and 2008 ($9,000)
- Investment - Target Retirement 2040 or something from Vanguard.


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I believe Roth IRA contributions have to be "earned income," and gambling winnings don't qualify (unless you file as a professional gambler... probably a bad idea). Thus, unless you made $4500 working some 'regular job' this last year, I don't think you can deposit into a Roth account.

Correct me if I'm wrong - in fact plz shoot me a PM if I am, because this is my situation and I'd like to fill my Roth if possible.