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  #11  
Old 12-13-2006, 02:17 PM
deadbody deadbody is offline
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Location: Me fail english, thats unpossible
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Default Re: Ask deadbody About managing a bank in the Ghetto

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The letter was in my file when I got canned (still have a copy around here somewhere).

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Yeah it worked like a charm!

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Yeah, well it still made me feel good to read it and know I helped someone during a very tough time enough that they felt the need to tell my superiors.
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  #12  
Old 12-13-2006, 02:35 PM
MyTurn2Raise MyTurn2Raise is offline
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Default Re: Ask deadbody About managing a bank in the Ghetto

why would there be a bank in the ghetto?
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  #13  
Old 12-13-2006, 02:38 PM
deadbody deadbody is offline
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Default Re: Ask deadbody About managing a bank in the Ghetto

[ QUOTE ]
why would there be a bank in the ghetto?

[/ QUOTE ]

Because poor people need to cash checks, and have bank accounts too?

Seriously it was the most profitable branch in the state for a while because of the amount of $33 overdraft fees our customers incurred (and paid) on a regular basis.
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  #14  
Old 12-13-2006, 02:38 PM
Howard Beale Howard Beale is offline
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Default Re: Ask deadbody About managing a bank in the Ghetto

It isn't 'Ghetto' if the bank doesn't have the tellers behind bullet-proof glass. Did you have these?

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  #15  
Old 12-13-2006, 02:42 PM
deadbody deadbody is offline
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Default Re: Ask deadbody About managing a bank in the Ghetto

No bullet proof glass sorry. Still as ghetto as you can find in MN
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  #16  
Old 12-13-2006, 02:46 PM
Bobby Digital Bobby Digital is offline
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Default Re: Ask deadbody About managing a bank in the Ghetto

Did the bank ever get robbed/attempted robbery while you were there? What happened?
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  #17  
Old 12-13-2006, 02:48 PM
cdutilb cdutilb is offline
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Join Date: Mar 2006
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Default Re: Ask deadbody About managing a bank in the Ghetto

[ QUOTE ]
[ QUOTE ]
why would there be a bank in the ghetto?

[/ QUOTE ]

Because poor people need to cash checks, and have bank accounts too?

Seriously it was the most profitable branch in the state for a while because of the amount of $33 overdraft fees our customers incurred (and paid) on a regular basis.

[/ QUOTE ]

What is the best excuse or way to talk your way out of a NSF?
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  #18  
Old 12-13-2006, 02:49 PM
dinopoker dinopoker is offline
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Default Re: Ask deadbody About managing a bank in the Ghetto

How much money did the bank make?

How much did you and the tellers make?

How could a person like yourself embezzle funds?
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  #19  
Old 12-13-2006, 02:50 PM
deadbody deadbody is offline
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Join Date: Dec 2005
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Default Re: Ask deadbody About managing a bank in the Ghetto

[ QUOTE ]
Did the bank ever get robbed/attempted robbery while you were there? What happened?

[/ QUOTE ]

The ghetto one has actually never been robbed, the one I worked at before it was robbed once at gunpoint, and then a week later some asshat customers came in and handed a not to the same teller that said

"This is a stick-up" and then if you flipped it over it said "NOT" I had to hold him back phiscally to keep him from going over the counter and attacking these people. THey got to spend a few days in the city jail for that stunt.
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  #20  
Old 12-13-2006, 02:53 PM
deadbody deadbody is offline
Senior Member
 
Join Date: Dec 2005
Location: Me fail english, thats unpossible
Posts: 511
Default Re: Ask deadbody About managing a bank in the Ghetto

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
why would there be a bank in the ghetto?

[/ QUOTE ]

Because poor people need to cash checks, and have bank accounts too?

Seriously it was the most profitable branch in the state for a while because of the amount of $33 overdraft fees our customers incurred (and paid) on a regular basis.

[/ QUOTE ]

What is the best excuse or way to talk your way out of a NSF?

[/ QUOTE ]

Be honest, be a long time customer with a history of not having problems (or having lots but never asking for fee reversals), and don't act like I owe it to you. Tell the banker what happened, and ask them to help you, be nice, be curteous, and thank them for whatever help they give you.

At least in my bank you could get more back by calling the phone center than by coming into the bank, but a friend who still works there told me they changed that.

I was pretty generous with fee reversals, especailly if it was your first time. But if you gave me attitude about it, you got nothing back.
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