My plan for my IRA (student)

[gezuz]

I forgot to mention that it is in a Roth IRA, got that on board. Thanks though, I agree Roth is easily the way to go right now.

gull: Thanks for the advice, I noticed the minimums and had to re-allocate my idea, going:

LV 30
LG 30
MV 20
MG 20

while I do more research. You would do 50/50 stocks and international market? Isn't that more risky than the average portfolio with so much in Itnl?