How to build credit

[bluef0x]

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I don't see it as any different than taking out any other type of loan for a leveraged investment.

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It's really not. The credit card companies are offering you a rate just like a bank would. Both the CC companies and banks are running to make a profit and have carefully thought EVERYTHING through.

Tell me Henry, have you ever refused to purchase a car/house/condo/anything because you wanted to pay more money for the same thing?

Thremp, do you refuse to bet on the best lines?