27 year old looking for advice. What should I be doing with my money?

[secret.asian.man]

27 years old
live in CA, bay area
poker income ~175k/year (plus or minus 50k)
rent, $950/month
additional spending ~2500/month
no debt


Here is what I am currently doing with my money. I feel like I could be doing so much better, but I don't know anything.

Retirement:
5k in roth ira
24k in sep ira, invested in Fidelity "freedom 2045" retirement fund

Investments:
32k in SP500 index
12k in an international index
7k loaned out on prosper

Liquid:
22k in cash
2500 in 0% interest checking
70k on poker sites
50k in 5% savings account

I only need about 30k on poker sites to be comfortable. I use the cash for live play. So that leaves 40k there that needs to go somewhere.

Anyway, I would like to hear what more experienced people would do in my situation. I would like to hear all sorts of suggestions. I have a medium risk tolerance. I think real estate and renting out property sounds like it would be interesting. However, given where I live it seems to me that this isn't a smart thing to do. A goal for me would be to have the option of retiring at 35.

[Actual God]

ur rich!

[ilikeaces86_]

Looks like your doing perfect. You are already saving plenty in your roth and SEP IRA. You will be rich whenever you decide to retire.

[TheMetetron]

You realize you don't qualify to invest in a Roth given your income, right?

[krishan]

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You realize you don't qualify to invest in a Roth given your income, right?

[/ QUOTE ]

Metetron is right here.

Krishan

[JReezy]

[ QUOTE ]
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You realize you don't qualify to invest in a Roth given your income, right?

[/ QUOTE ]

Metetron is right here.

Krishan

[/ QUOTE ]

What's the maximum income level what can have and still be eligible to invest in a Roth?

[secret.asian.man]

This would be easy to google. 94kish or something I think.

['Chair]

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
You realize you don't qualify to invest in a Roth given your income, right?

[/ QUOTE ]

Metetron is right here.

Krishan

[/ QUOTE ]

What's the maximum income level what can have and still be eligible to invest in a Roth?

[/ QUOTE ]

http://www.fool.com/money/allaboutir...boutiras04.htm

[GittyUP]

Start buying rental real estate. Something with break even or positve cash flow. In 10 years you'll have a lot of equity built up in the property from someone else paying down your mortgages (and increases value of the house) and if you have positve cash flow you'll have extra $$ coming in every month in the mean time.

[secret.asian.man]

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You realize you don't qualify to invest in a Roth given your income, right?

[/ QUOTE ]

Yes I realize this...so? I didn't say I was planning on putting any more into the Roth.