Anyone ever cashed out $ from online gambling via td visa chargeback?

[rychiemaro]

Hello everyone this is a Canadian related question sorta, anyhoo...
I won a large sum of money and my online gambling site that only offers cashout via visa chargeback, and was wondering how it works, and how can I take out my money from the visa?
I heard 1 bad story where some guy cashed out via td visa(I also use TD visa) and he tried to take the money out from his positive balance from his card and the bank teller he could not because the funds were from a online gambling site but I forgot the rest of the incident.

Answers greatly appreciated [img]/images/graemlins/wink.gif[/img]

[Cry Me A River]

I regularly withdraw to TD Visa. I don't believe it's called a "chargeback", however. That's something different.

I've done it many times, and I've never had a problem with it. However, I've never had a positive VISA balance [img]/images/graemlins/smile.gif[/img]

FWIW, I've also never had any problems depositing poker site cheques with a cashier at TD.

As far as accessing money on your VISA, you can do withdrawls or transfers from any TD ATM. However, you're limited to $1000 per transaction (even for transfers, but maybe that can be raised? Haven't thought to try until now) and it's considered a "cash advance" for which there is a $2 fee.

[rychiemaro]

nice thanks for the reply [img]/images/graemlins/laugh.gif[/img], I guess i'll try it and hope the bank teller doesnt give me a lame excuse saying I cant withdraw the positive balance because it came from gambling.

[cardman]

[ QUOTE ]

I heard 1 bad story where some guy cashed out via td visa(I also use TD visa) and he tried to take the money out from his positive balance from his card and the bank teller he could not because the funds were from a online gambling site but I forgot the rest of the incident.

[/ QUOTE ]

I remember that. He did it for a while, then the bank said he was only mostly using his credit card to withdraw so they put an end to that.

[Cry Me A River]

[ QUOTE ]
nice thanks for the reply [img]/images/graemlins/laugh.gif[/img], I guess i'll try it and hope the bank teller doesnt give me a lame excuse saying I cant withdraw the positive balance because it came from gambling.

[/ QUOTE ]

Use an ATM.

Do a small withdrawal as a test first.

[rychiemaro]

So what happened to the balance? he wasnt able to access it?

[cardman]

[ QUOTE ]
So what happened to the balance? he wasnt able to access it?

[/ QUOTE ]

I'm not sure really. Can't remember. I know I posted a response in his thread, but I tried searching for it so I could post a link but I can't find it.

[Cry Me A River]

Thread is here:

http://forumserver.twoplustwo.com/sh...age=0&vc=1

[Cry Me A River]

This is pure speculation and suggestion on my part.

It seems like you're ok to withdraw from VISA as long as you don't run into an individual employee with a hate on for gambling.

The number one way to ensure this is to never deal with employees, only machines. Use the ATM!

Second is if possible avoid recurring positive balances. This actually may not be that important - OP in the other thread was doing everything possible to be conspicuous and stand out. He was operating in US funds and getting them to send him cheques.

Finally, this seems to be a problem with individuals, not policy. I've had credit card companies call me to confirm deposits to online sites and they've never said anything about it being a problem. So if you do run into trouble, try to escalate it past the person you're dealing with at VISA until you find someone willing to do their job.

[rychiemaro]

Thanks for all help guys, Just cashed out, now just a question I don't have a pin # on my cc, think its ok to call them to ask them to issue me 1 big check? I'm scared they might ask me where the $ came from and give me the whole gambling bs story