#11
|
|||
|
|||
Re: Diversified/Tilted Portfolio using Vanguard index funds
You might be interested in the "Vanguard Diehards" (aka Bogleheads) website that contains a great deal of very thoughtful discussion of asset allocation using Vanguard and other index funds. Site is: http://www.diehards.org/forum/viewforum.php?f=1
|
#12
|
|||
|
|||
Re: Diversified/Tilted Portfolio using Vanguard index funds
[ QUOTE ]
20% US large cap (Vanguard Large-Cap Index Fund) 20% US large cap value (Vanguard Value Index Fund) 10% US small cap(Vanguard Small-Cap Index Fund) 10% US small cap value(Vanguard Small-Cap Value Index Fund) 10% US real estate stocks (Vanguard REIT Index Fund) 20% International stocks (Vanguard Total International Stock Index Fund) 10% Emerging markets stocks (Vanguard Emerging Markets Stock Index) This will just be a general investment. This is not going to be in a Roth IRA. I am fully invested in Vanguard's Target retirement 2040 until I have enough to diversify. I also have a 403(b) through my employer. Thanks in advance. Any thoughts will be appreciated. Farzad [/ QUOTE ] I have a similar mix, and I am thinking of moving the REIT into an IRA account, and making the following exchanges: Vanguard 500 Index ---> Vanguard Tax Managed Growth Vanguard Small Cap Index ----> Vanguard Tax-Managed Small Cap Index Vanguard Developed Markets Index ----> Vanguard Tax-Managed International Would this be a wise move for tax efficiency? |
#13
|
|||
|
|||
Re: Diversified/Tilted Portfolio using Vanguard index funds
Your portfolio looks great. There are probably ways you can tweak it in order to improve it, but don't fall into the trap of inaction - the most important thing is to get the money invested. Optimizing for a 1% reduction in volatility should be a secondary priority.
|
|
|