Choosing a credit card

[mike0292]

OK well I turned 18 a little while ago and still don't have a credit card. I've been using my debit card for all electronic purchases but I figured it would be a good idea to get a credit card.

Now, I've been getting a bunch of credit card offers but I don't really know the best way to choose. Also, they have really low credit limits for me. I play 2/4NL+ so a card with a $400/month limit is useless. What do I do to get a balla credit card? I don't have any tax forms on poker winnings yet to submit if they could use those.

[Patrick del Poker Grande]

Go down to the quad and get the one with the best tee-shirt.

[Nicholasp27]

first thing is to just get a card

one of the biggest factors in credit score is length of time...the younger u get a card and establish a history, the better

u can worry about getting a better offer later...just find one with no annual/monthly fee and no signup fee...this card u will keep open pretty much forever so u have a long credit history as u get older

start charging ur gas/food/etc on it and pay it off each month and they'll up your limit and u'll get better offers in the mail

then u can worry about which has best rewards/etc

[firstyearclay]

bankrate.com dont miss any payments...ever.