bank of america CC offer i recieved

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1.9% APY on everything including cash advances till June of 08

this is free money and i should take this, no? i read the terms and don't see any catches(assuming no payments are late). that being said, i figured i would check before just getting another line of credit that i probably wont use.

i can assume risks and would probably put this in the market over that time period.

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Make sure you look at fees associated with this. If you are doing a balance transfer some BofA accounts have terms such that there is a 3% fee with no ceiling on the amount. Others have a $75 max.

For the past 6 months I have been charging everything I can to an AMEX blue with 12 months 0% interest on purchases. Free money is good.