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#1
09-12-2007, 05:27 AM
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how does doing a chargeback affect your credit rating?
I bought an expensive out of print snake book for my dad for his birthday 2 months ago from a snake supplies store in Germany. However almost all of it was in Portuguese so I emailed them and they send me an email back aplogizing and told me to send it back for a full refund,which i did. I waited about a month and wrote back to them again to make sure they had received it.No response. A week went by and no response again so I emailed them a second time and waited another week. Finally a few days ago I write back one last time and havent heard [censored] back from them.
Well Ive had enough of this crap and Im going to call the credit card company to dispute the charges. Will this negatively impact my credit rating? 
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#2
09-12-2007, 05:37 AM
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Re: how does doing a chargeback affect your credit rating?
[ QUOTE ]
I bought an expensive out of print snake book for my dad for his birthday 2 months ago from a snake supplies store in Germany. However almost all of it was in Portuguese so I emailed them and they send me an email back aplogizing and told me to send it back for a full refund,which i did. I waited about a month and wrote back to them again to make sure they had received it.No response. A week went by and no response again so I emailed them a second time and waited another week. Finally a few days ago I write back one last time and havent heard [censored] back from them. Well Ive had enough of this crap and Im going to call the credit card company to dispute the charges. Will this negatively impact my credit rating? [/ QUOTE ] It will not impact your credit rating. The only way it could impact your credit rating is if they litigated the matter and obtained a judgment.
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