27 year old looking for advice. What should I be doing with my money?

[secret.asian.man]

27 years old
live in CA, bay area
poker income ~175k/year (plus or minus 50k)
rent, $950/month
additional spending ~2500/month
no debt


Here is what I am currently doing with my money. I feel like I could be doing so much better, but I don't know anything.

Retirement:
5k in roth ira
24k in sep ira, invested in Fidelity "freedom 2045" retirement fund

Investments:
32k in SP500 index
12k in an international index
7k loaned out on prosper

Liquid:
22k in cash
2500 in 0% interest checking
70k on poker sites
50k in 5% savings account

I only need about 30k on poker sites to be comfortable. I use the cash for live play. So that leaves 40k there that needs to go somewhere.

Anyway, I would like to hear what more experienced people would do in my situation. I would like to hear all sorts of suggestions. I have a medium risk tolerance. I think real estate and renting out property sounds like it would be interesting. However, given where I live it seems to me that this isn't a smart thing to do. A goal for me would be to have the option of retiring at 35.