I think the federal rates are going to go up.

[skindog]

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No... the goal of the Fed is not to make profits on their lending, it's to guide the economy between recession and inflation by adjusting short term rates appropriately.

I will bet you any amount of money at 100:1 that the Fed does not raise rates at their next meeting.

[/ QUOTE ]

you should make that bet on the market and make a lot of $$$