Best Credit Card?

[black_russian]

I use Citibank Dividend that gives you 5% on gas/grocery/drug stores and 1% on all other purchases. You get cash but only up to $300 per year. I tapped out the $300 by Oct last year so I lost a little....I really like getting cash instead of points to buy inconvenient airline tickets. What do you guys use and why?

[bigdog23]

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[Schmitty]

That's the best I've found.

[Dazarath]

The AT&T Universal Card is the almost the same as the Citibank Dividend card. Between both, you can get $600. I think Chase offers a card that's basically the same, also.

[Uglyowl]

[ QUOTE ]
I use Citibank Dividend that gives you 5% on gas/grocery/drug stores and 1% on all other purchases. You get cash but only up to $300 per year. I tapped out the $300 by Oct last year so I lost a little....I really like getting cash instead of points to buy inconvenient airline tickets. What do you guys use and why?

[/ QUOTE ]

Last time I checked, Chase had a nearly identical card.

[Sakuraba]

I just got the Citi Dividend myself. I read on a credit forum that someone got a second Citi Dividend second card when he went over the 300. You might want to try that.

[Dazarath]

[ QUOTE ]
I just got the Citi Dividend myself. I read on a credit forum that someone got a second Citi Dividend second card when he went over the 300. You might want to try that.

[/ QUOTE ]
Wow, that's allowed? Oh man, I should just get multiple then. I think I'll call Citi tomorrow and see what they have to say about it. Unfortunately, Citi's customer service is about as good as Party's. [img]/images/graemlins/frown.gif[/img]

[gmandan]

Yeah, you can, I have two Dividends myself. If you can qualify as a student, you should check out the Citi mtvU Visa card which effectively gives you 5% back in ThankYou Points. They reduced some of their statement credit rewards so it's not exactly 5% back but I just use the points to redeem gas cards. You get extra ThankYou Points for restaurants, books, etc.

[krishan]

My sams club has a discover that gives 2% on all purchases. I was declined when I applied. Pretty humiliating.

Krishan

[Dazarath]

[ QUOTE ]
Yeah, you can, I have two Dividends myself. If you can qualify as a student, you should check out the Citi mtvU Visa card which effectively gives you 5% back in ThankYou Points. They reduced some of their statement credit rewards so it's not exactly 5% back but I just use the points to redeem gas cards. You get extra ThankYou Points for restaurants, books, etc.

[/ QUOTE ]
Ok, thanks. I think I'll go get another then. Are we allowed to have more than 2? Oh, about ThankYou points. I don't like them because they aren't worth $0.01 for most of the prizes.